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Business Insurance For All Occupations: Compare & Save

Business Insurance Online is a free insurance comparison service where brokers from around the country compete for your business. Whether you need stand-alone cover for public liability, professional indemnity, trucks and commercial vehicles, commercial property, cyber protection, tools of trade, income insurance ... or a packaged insurance solution tailored for your business, profession or trade, simply enter your quote request to compare rates and options, and to find the best deal for you!

We help you find the right cover at the best rates!

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Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Business Insurance

Business insurance (also known in as commercial insurance) is an insurance cover for individuals and businesses to indemnify against the financial implications of damage to the business premises, tools and equipment, business documents liability to others and the consequential loss of profits to the business. Business insurance also includes cover for associated legal and professional costs.

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Best rates

Simply complete our short online quote form for access to the best Business Insurance rates in the country, including (but not limited to) - business liability insurance, fire and theft insurance, plate glass insurance, products liability insurance, contractors insurance, trades insurance, farm insurance, retailers insurance packages, shopkeepers insurance, etc.

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Compare Options

Because all Business Insurance policies are different, we help you compare features and benefits - not just price - ensuring that you get the best value Business Insurance protection that your money can buy.

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Multiple Insurers

When you submit an online quote request with us, we match your details instantly against the specialties of over 1000 insurance professionals across Australia - all competing for your business.

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Insurance Calculators

Need some guidance on calculating your business's insurance value? Try our Business Insurance Calculator to make the job quick and easy!

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Make Informed Decisions

Visit our extensive library of informative Business Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

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Personal Advice

Business Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist Business Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your individual circumstances, as identified from the answers you provide in your business insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Business Insurance Articles

The Top 5 Insurance Policies Every Australian Start-up Needs

When embarking on the entrepreneurial journey of a start-up, it's imperative to safeguard the nascent enterprise with a reliable insurance safety net. Insurance acts as a vital shield, protecting the hard work and innovation of new businesses against unforeseen events and liabilities which can arise in the unpredictable world of start-ups. - read more

Business Interruption Insurance: Why It’s Crucial for Small Business Owners

Business interruption insurance is a type of coverage designed to compensate businesses for lost income and operational costs when they are unable to operate due to a covered event such as a natural disaster, fire, or other incidents that disrupt business operations. - read more

Understanding Business Insurance: How to Safeguard Your Australian Small Business

Welcome to the elucidative journey through the realm of business insurance and the pivotal role it plays for small businesses in Australia. In the ever-evolving business landscape, having a solid safety net is not merely an option, but a necessity to thrive amidst unforeseen challenges. - read more

Navigating Cyber Threats: Essential Cyber Insurance for Your Start-up

Starting a new business venture is an exciting endeavor, but amid the myriad decisions start-up founders face, one must not overlook the importance of insurance. In today's digital-first world, the potential for cyber threats is a reality that can no longer be ignored by businesses of any size or sector, especially start-ups aiming to secure their future. - read more

Essential Tips to Reduce Your Business Insurance Premiums in Australia

As a business owner in Australia, protecting your venture with adequate insurance is a non-negotiable aspect of risk management. The right business insurance acts as a safety net, guarding against unforeseen events that could otherwise derail your hard-earned progress. However, it's not uncommon for insurance premiums to dig deep into your cash reserves, challenging the balance between protection and profitability. - read more

Insurance News

Australian Insurers Falling Behind in Cyber and AI Risk Readiness

18 Dec 2025: Paige Estritori

In an era where digital threats are escalating, Australian insurers are reportedly less prepared to manage risks associated with cyber threats and artificial intelligence (AI) compared to their global counterparts. This insight emerges from the latest PwC Insurance Banana Skins Survey, which assesses the industry's readiness to tackle emerging challenges. - read more

Australian Insurance Market Set for Significant Growth by 2029

18 Dec 2025: Paige Estritori

Australia's general insurance market is on a trajectory of steady expansion, with projections indicating that total direct written premiums (DWP) will reach $144.5 billion by 2029. This growth reflects a compound annual growth rate (CAGR) of 8.8%, as analysed by data and analytics firm GlobalData. - read more

Australian SMEs Advocate for Reforms Amid Escalating Insurance Premiums

18 Dec 2025: Paige Estritori

Small to medium enterprises (SMEs) across Australia are facing mounting financial pressures due to soaring insurance premiums. In response, the Australian Chamber of Commerce and Industry (ACCI), in collaboration with the Insurance Council of Australia, has released a report highlighting the urgent need for coordinated national reforms to address this issue. - read more

QBE Insurance Faces Market Challenges as Premium Growth Slows

10 Dec 2025: Paige Estritori

QBE Insurance Group, Australia's largest insurer by market value, recently experienced a significant decline in its share price, reaching a seven-month low. This downturn is primarily attributed to a noticeable slowdown in the company's premium rate growth during the third quarter of the 2025 fiscal year. - read more

Surge in Profits for Australian Insurers Amid Rising Premiums

10 Dec 2025: Paige Estritori

In 2024, Australia's insurance industry reported a collective after-tax profit of $6.1 billion, a significant increase from the five-year average of $2 billion. This surge is attributed to substantial premium hikes and a relatively quiet year for natural disasters. - read more

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Knowledgebase

Trauma Insurance:
An insurance that pays a lump-sum amount on the diagnosis of one of several critical illnesses or events

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IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.