Business Insurance Online :: Home

Business Insurance For All Occupations: Compare & Save

Business Insurance Online is a free business insurance comparison and broker-matching service. Whether you need stand-alone cover for public liability, professional indemnity, trucks and commercial vehicles, commercial property, cyber protection, tools of trade, income insurance ... or a packaged commercial insurance solution tailored for your business, profession or trade, simply start your quote request below to compare rates and options from a participating broker in our nation-wide referral partner network, and find a competitive deal that suits you.

We help you find the right cover at competitive rates!

  • Competitive Rates
  • Multiple Insurers
  • Compare Options
  • Professional Service
  • Personal Advice
Your free business insurance quote comparison starts here!
Business Name:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Business Insurance

Business insurance (also known in as commercial insurance) is an insurance cover for individuals and businesses to indemnify against the financial implications of damage to the business premises, tools and equipment, business documents liability to others and the consequential loss of profits to the business. Business insurance also includes cover for associated legal and professional costs.

>> Start here >>

Competitive rates

Simply complete our short online quote form for access to competitive Business Insurance quotes from our broker network, including (but not limited to) business liability insurance, fire and theft insurance, plate glass insurance, products liability insurance, contractors insurance, trades insurance, farm insurance, retailers insurance packages, shopkeepers insurance, etc.

>> Start here >>

Compare Options

Because all Business Insurance policies are different, we help you compare features and benefits - not just price - so you can choose good value Business Insurance protection for your budget and needs.

>> Start here >>

Multiple Insurers

When you submit an online quote request with us, we use your details to match your enquiry with a specialist business insurance broker from our national panel. That broker can then obtain quotes from multiple insurers they work with.

>> Start here >>

Insurance Calculators

Need some guidance on calculating your business's insurance value? Try our Business Insurance Calculator to make the job quick and easy. Note: These tools are for general information only and do not take your objectives, financial situation or needs into account.

>> Business Insurance Calculator >>

Make Informed Decisions

Visit our extensive library of informative Business Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use. The information in these resources is general in nature and does not take your objectives, financial situation or needs into account, so you should consider its appropriateness for your circumstances and seek personal advice from a licensed adviser or broker before acting on it.

>> News Podcast >>

Personal Advice

Business Insurance Online does not provide personal financial advice or claims assistance directly. After you submit a quote request, your enquiry is referred to a licensed specialist broker from our Australia-wide referral partner network, who will communicate with you directly and may provide you with quotes, general information and, if appropriate, personal advice or assistance with claims.

>> Free Quote >>

Broker Matching

A specialist Business Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your individual circumstances, as identified from the answers you provide in your business insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

>> Find a Broker >>

Business Insurance Articles

How to Customize Your Business Insurance to Fit Your Company’s Needs
How to Customize Your Business Insurance to Fit Your Company’s Needs
Business insurance is a type of coverage that protects your company from financial losses that may occur during regular operations. These losses could be due to a variety of risks like property damage, legal liability, or employee-related incidents. - read more
Cash Flow Management Strategies for Small Business Sustainability
Cash Flow Management Strategies for Small Business Sustainability
Understanding the ebbs and flows of your business finances is more than just knowing numbers; it's a vital component of your small business's longevity and success. In the ever-dynamic landscape of entrepreneurship, cash flow management emerges as a centerpiece in the grand puzzle of sustainability. Small businesses, with their limited resources, often face the pronounced challenge of maintaining a healthy financial heartbeat to thrive and grow. - read more
Financing Your Business: The Role of Loans and Insurances
Financing Your Business: The Role of Loans and Insurances
Starting a new business is an exciting journey filled with opportunities and challenges. One of the most critical aspects to ensure your venture's success is adequate financing. Whether you're launching a small local shop or a larger enterprise, having a solid financial foundation is essential. - read more
Must-Have Insurance Policies for Australian SMEs in 2025
Must-Have Insurance Policies for Australian SMEs in 2025
In today's rapidly evolving business environment, insurance has become an essential component for the survival and success of small to medium enterprises (SMEs). As businesses navigate through uncertainties, unexpected events can pose significant threats. Insurance not only provides a safety net but also conveys a sense of stability and trust to partners and customers. - read more
Essential Insurance Coverages You Need to Protect Your Small Business
Essential Insurance Coverages You Need to Protect Your Small Business
Insurance is a vital component for any small business. It acts as a safety net, helping to protect your enterprise from unexpected financial losses. Whether you run a retail shop, a consultancy, or a manufacturing unit, having the right insurance coverages can make the difference between thriving and merely surviving. - read more

Insurance News

AUB Group's Strategic Acquisition of Prestige Marks Global Growth
AUB Group's Strategic Acquisition of Prestige Marks Global Growth
20 Feb 2026: Paige Estritori
In a strategic move to bolster its international footprint, AUB Group, a prominent Australian insurance broker, has announced the acquisition of UK-based Prestige for $432 million. This acquisition signifies a pivotal step in AUB Group's global expansion strategy, enhancing its presence in the international insurance market. - read more
ACCC Halts IAG's Proposed Acquisition of RAC Insurance
ACCC Halts IAG's Proposed Acquisition of RAC Insurance
20 Feb 2026: Paige Estritori
The Australian Competition and Consumer Commission (ACCC) has recently opposed Insurance Australia Group's (IAG) proposed $1.35 billion acquisition of RAC Insurance. The regulator's decision is rooted in concerns that the merger could substantially reduce competition in Western Australia's home and motor insurance markets. - read more
Business NSW Advocates for Urgent Insurance Reforms to Alleviate Rising Premiums
Business NSW Advocates for Urgent Insurance Reforms to Alleviate Rising Premiums
12 Feb 2026: Paige Estritori
Business NSW, the leading business advocacy group in New South Wales, has raised alarms over the escalating insurance premiums that are placing significant financial strain on businesses across the state. Recent findings from their Business Conditions Survey reveal that nearly 80% of businesses have encountered double-digit increases in insurance costs over the past year, with one in three reporting hikes of 30% or more. These surges starkly contrast with the annual inflation rate of 2. - read more
Australian and New Zealand Insurers Leverage AI to Transform Services
Australian and New Zealand Insurers Leverage AI to Transform Services
12 Feb 2026: Paige Estritori
Insurance companies across Australia and New Zealand are increasingly investing in artificial intelligence (AI) technologies as part of their digital transformation strategies. This shift aims to enhance operational efficiency, improve customer service, and strengthen risk management practices. - read more
IAG CEO Predicts Ongoing Insurance Premium Rises Amid Easing Inflation
IAG CEO Predicts Ongoing Insurance Premium Rises Amid Easing Inflation
04 Feb 2026: Paige Estritori
Australians should brace for continued increases in insurance premiums, albeit at a moderated pace, according to Nick Hawkins, CEO of Insurance Australia Group (IAG). The company recently reported a significant 91% rise in net profit for the first half of the fiscal year ending December 31, 2024, reaching $778 million. This surge is largely attributed to favourable weather conditions and a reduction in claims. ([abc.net.au](https://www.abc.net.au/news/2025-02-14/iag-ceo-nick-hawkins-warns-of-further-premium-increases/104931074?utm_source=openai)) - read more

Your free business insurance quote comparison starts here!
Business Name:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Whole Life Insurance:
A type of life insurance that provides coverage for the insured's entire lifetime, with a savings component that builds cash value.