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Business Insurance For All Occupations: Compare & Save

Business Insurance Online is a free insurance comparison service where brokers from around the country compete for your business. Whether you need stand-alone cover for public liability, professional indemnity, trucks and commercial vehicles, commercial property, cyber protection, tools of trade, income insurance ... or a packaged insurance solution tailored for your business, profession or trade, simply enter your quote request to compare rates and options, and to find the best deal for you!

We help you find the right cover at the best rates!

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Business Insurance

Business insurance (also known in as commercial insurance) is an insurance cover for individuals and businesses to indemnify against the financial implications of damage to the business premises, tools and equipment, business documents liability to others and the consequential loss of profits to the business. Business insurance also includes cover for associated legal and professional costs.

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Best rates

Simply complete our short online quote form for access to the best Business Insurance rates in the country, including (but not limited to) - business liability insurance, fire and theft insurance, plate glass insurance, products liability insurance, contractors insurance, trades insurance, farm insurance, retailers insurance packages, shopkeepers insurance, etc.

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Compare Options

Because all Business Insurance policies are different, we help you compare features and benefits - not just price - ensuring that you get the best value Business Insurance protection that your money can buy.

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Multiple Insurers

When you submit an online quote request with us, we match your details instantly against the specialties of over 1000 insurance professionals across Australia - all competing for your business.

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Insurance Calculators

Need some guidance on calculating your business's insurance value? Try our Business Insurance Calculator to make the job quick and easy!

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Make Informed Decisions

Visit our extensive library of informative Business Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

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Business Insurance Articles

5 Common Insurance Mistakes Startups Make and How to Avoid Them

Starting a new business is an exciting and challenging endeavor, particularly in the vibrant and innovative startup landscape of Australia. However, amidst the rush of ideas and the race to launch, many startups overlook the crucial aspect of insurance. Insurance is not merely an additional cost but a vital protective measure that safeguards your emerging business against unforeseen hurdles. - read more

Understanding Business Insurance: How to Safeguard Your Australian Small Business

Welcome to the elucidative journey through the realm of business insurance and the pivotal role it plays for small businesses in Australia. In the ever-evolving business landscape, having a solid safety net is not merely an option, but a necessity to thrive amidst unforeseen challenges. - read more

Cash Flow Management Strategies for Small Business Sustainability

Understanding the ebbs and flows of your business finances is more than just knowing numbers; it's a vital component of your small business's longevity and success. In the ever-dynamic landscape of entrepreneurship, cash flow management emerges as a centerpiece in the grand puzzle of sustainability. Small businesses, with their limited resources, often face the pronounced challenge of maintaining a healthy financial heartbeat to thrive and grow. - read more

Financing Your Business: The Role of Loans and Insurances

Starting a new business is an exciting journey filled with opportunities and challenges. One of the most critical aspects to ensure your venture's success is adequate financing. Whether you're launching a small local shop or a larger enterprise, having a solid financial foundation is essential. - read more

Common Insurance Mistakes Small Business Owners Should Avoid

Running a small business in Australia comes with its unique set of challenges and risks. One crucial aspect that every small business owner must consider is liability insurance. Liability insurance is designed to protect businesses from various claims and lawsuits that can arise in the course of their operations. Whether it's a customer slipping and falling in a store or a disgruntled employee filing a lawsuit, having the right insurance can provide a financial safety net. - read more

Insurance News

IAG CEO Predicts Ongoing Insurance Premium Rises Amid Easing Inflation

23 Oct 2025: Paige Estritori

Australian consumers should brace for continued increases in insurance premiums, albeit at a moderated pace, according to Nick Hawkins, CEO of Insurance Australia Group (IAG). The company recently reported a significant 91% rise in net profit for the first half of the fiscal year ending December 31, 2024, reaching $778 million. This surge is largely attributed to favourable weather conditions and a reduction in claims. - read more

Allianz Australia Completes $642 Million Acquisition of RAA Insurance

23 Oct 2025: Paige Estritori

In a significant move within the Australian insurance sector, Allianz Australia has successfully acquired RAA Insurance for $642 million. This acquisition, approved by the competition regulator on June 12, 2025, marks a strategic expansion for Allianz into the South Australian market. - read more

Rising Insurance Risks Challenge Australian Businesses in Evolving Landscape

23 Oct 2025: Paige Estritori

Australian businesses are currently navigating a complex and evolving risk landscape, marked by increased exposures across various domains. A recent report from Gallagher highlights several key areas contributing to this heightened risk environment. - read more

Surge in Profits for Australian Insurers Amid Rising Premiums

15 Oct 2025: Paige Estritori

In 2024, Australia's insurance industry reported a collective after-tax profit of $6.1 billion, a significant increase from the five-year average of $2 billion. This surge is attributed to substantial premium hikes and a relatively quiet year for natural disasters. - read more

Rising Insurance Costs Challenge Australian Businesses Amid Crime Surge

15 Oct 2025: Paige Estritori

Australian businesses are confronting escalating insurance premiums, driven by a surge in break-ins and thefts. This trend is placing additional financial strain on business owners already navigating a complex economic environment. - read more

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Knowledgebase

Policyholder:
The individual or entity who owns the insurance policy.

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