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Business Insurance For All Occupations: Compare & Save

Business Insurance Online is a free insurance comparison service where brokers from around the country compete for your business. Whether you need stand-alone cover for public liability, professional indemnity, trucks and commercial vehicles, commercial property, cyber protection, tools of trade, income insurance ... or a packaged insurance solution tailored for your business, profession or trade, simply enter your quote request to compare rates and options, and to find the best deal for you!

We help you find the right cover at the best rates!

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Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Business Insurance

Business insurance (also known in as commercial insurance) is an insurance cover for individuals and businesses to indemnify against the financial implications of damage to the business premises, tools and equipment, business documents liability to others and the consequential loss of profits to the business. Business insurance also includes cover for associated legal and professional costs.

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Best rates

Simply complete our short online quote form for access to the best Business Insurance rates in the country, including (but not limited to) - business liability insurance, fire and theft insurance, plate glass insurance, products liability insurance, contractors insurance, trades insurance, farm insurance, retailers insurance packages, shopkeepers insurance, etc.

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Compare Options

Because all Business Insurance policies are different, we help you compare features and benefits - not just price - ensuring that you get the best value Business Insurance protection that your money can buy.

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Multiple Insurers

When you submit an online quote request with us, we match your details instantly against the specialties of over 1000 insurance professionals across Australia - all competing for your business.

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Insurance Calculators

Need some guidance on calculating your business's insurance value? Try our Business Insurance Calculator to make the job quick and easy!

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Make Informed Decisions

Visit our extensive library of informative Business Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

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Personal Advice

Business Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist Business Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your individual circumstances, as identified from the answers you provide in your business insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Business Insurance Articles

Common Insurance Mistakes Small Business Owners Should Avoid

Running a small business in Australia comes with its unique set of challenges and risks. One crucial aspect that every small business owner must consider is liability insurance. Liability insurance is designed to protect businesses from various claims and lawsuits that can arise in the course of their operations. Whether it's a customer slipping and falling in a store or a disgruntled employee filing a lawsuit, having the right insurance can provide a financial safety net. - read more

10 Common Insurance Terms Every Business Owner Should Know

As a business owner, understanding the ins and outs of insurance can feel like navigating a maze. The terminology alone can be daunting, yet it's crucial to grasp these concepts to make informed decisions about protecting your enterprise. - read more

How to Customize Your Business Insurance to Fit Your Company’s Needs

Business insurance is a type of coverage that protects your company from financial losses that may occur during regular operations. These losses could be due to a variety of risks like property damage, legal liability, or employee-related incidents. - read more

The Essential Checklist: What Every Australian Business Owner Needs to Know About Insurance Cover

When it comes to securing the future of your business, insurance isn't just a safety net; it's a vital tool for stability and growth. As an Australian entrepreneur, navigating the complex world of business insurance can be daunting. That's why understanding the importance of choosing the right insurance cover for your venture is critical for success. - read more

Cash Flow Management Strategies for Small Business Sustainability

Understanding the ebbs and flows of your business finances is more than just knowing numbers; it's a vital component of your small business's longevity and success. In the ever-dynamic landscape of entrepreneurship, cash flow management emerges as a centerpiece in the grand puzzle of sustainability. Small businesses, with their limited resources, often face the pronounced challenge of maintaining a healthy financial heartbeat to thrive and grow. - read more

Insurance News

Allianz Australia's Strategic Expansion: RAA Insurance Acquisition

24 Nov 2025: Paige Estritori

In a significant move within the Australian insurance sector, Allianz Australia has successfully completed the acquisition of RAA Insurance for $642 million. This strategic acquisition, approved by the competition regulator on June 12, 2025, marks a substantial expansion of Allianz's footprint in the South Australian market. - read more

Australian Parliament's Inquiry into Small Business Insurance: What It Means for You

24 Nov 2025: Paige Estritori

The Australian Parliament has initiated a comprehensive inquiry into the provision, regulation, and pricing of modern insurance products for small businesses and not-for-profit organisations. Announced on October 29, 2025, this inquiry aims to address critical issues affecting the insurance landscape for small enterprises across the nation. - read more

ASIC's $16.8 Million Penalty on Allianz Australia: A Wake-Up Call for the Insurance Industry

24 Nov 2025: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has imposed a $16.8 million fine on Allianz Australia and its subsidiary, AWP Australia, for making false and misleading statements regarding travel insurance products. This penalty, announced on February 28, 2025, underscores the regulator's commitment to maintaining transparency and integrity within the insurance sector. - read more

Surge in Cyber Insurance Adoption Among Australian Businesses

16 Nov 2025: Paige Estritori

In the past year, BizCover, a leading small business insurance provider, has reported an almost 50% rise in sales of cyber liability insurance. This significant uptick underscores the escalating awareness and concern among Australian businesses regarding cyber threats. - read more

EQT's Bold Move: AUB Group's Potential Acquisition and Its Implications

08 Nov 2025: Paige Estritori

In a significant development within Australia's insurance sector, Swedish private equity firm EQT has proposed a takeover of AUB Group, valuing the insurance broking company at A$5.25 billion. This offer represents a 25.1% premium over AUB's last closing share price, underscoring EQT's strong interest in expanding its footprint in the Australian market. - read more

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Knowledgebase

Insurance:
In law and economics, insurance is a form of risk management primarily used to hedge against the risk of potential financial loss.

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IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.